February 19.1 Major Release

The Developer Connect February Major release introduces the Encompass Product and Pricing Service (EPPS) APIs. These APIs can be used to create a rates search web app so borrowers can search for best fit program and pricing information without creating a loan application.

New EPPS APIs

User Mapping APIs
To retrieve rates and programs from EPPS, a mapping must be established between Encompass and the EPPS user. To establish this mapping, the following APIs are provided:

  • Get User Mapping retrieves the currently logged in Encompass user’s mapping to the EPPS user.
  • Map EPPS User for mapping an Encompass user to an EPPS user.

Rates APIs

  • Get Programs and Rates retrieves a list of loan programs and rates for a given loan information.
  • Get Guidelines retrieves a specified Pricing program.
  • Select Rate returns the rates and adjustments that can be applied to a loan within EPPS.
  • Get Eligible Rates for determining whether a given program for a loan is eligible for Trade and fetches the eligible rates.
  • Get Adjustments for determining the adjustments for Trade and fetches LLPA and SRP pricing details.

Encompass API Enhancements

  • Create Loan API now supports the assignment of Loan Officer to the loan at the time of creation.