Loan Data Formats

Most loan resource requests primarily serve to read and write the values of numerous loan data elements between your application and Encompass. Loan data elements represent fields that make up the mortgage loan application. A few examples are Borrower Name, Address, Loan Type, and Credit Score. Please see the Encompass Loan Data Dictionary Guide for instructions on how to retrieve loan data fields from Encompass.

Loan Data Element Formats and Descriptors

Every data element is assigned an explicit format that defines the data type of the element (such as integer or string) and the display format for the element (e.g. the number of decimal places to display).

The following table contains the data element formats used within Encompass:

Format DataType DisplayFormat/Restrictions
STRINGStringNone
YNString"", “Y" or "N"
XString"" or "X"
ZIPCODEStringnnnnn-nnnn
STATEStringTwo-character abbreviation
PHONEStringnnn-nnn-nnnn nnnn
SSNStringnnn-nn-nnnn
INTEGERIntn,nnn
DECIMALDecimaln,nnn.n...
DECIMAL_1Decimaln,nnn.n
DECIMAL_2Decimaln,nnn.nn
DECIMAL_3Decimaln,nnn.nnn
DECIMAL_4Decimaln,nnn.nnnn
DATEDateTimeMM/dd/yyyy
MONTHDAYDateTimeMM/dd
DROPDOWN**StringNone
DROPDOWNLIST**StringOnly values specific in the ptions list allowed.
AUDIT**StringRead-only

NOTES:
** These fields are available only for custom field types. Encompass enforces the field format specification when you are setting the value of any field. For example, if you attempted to set the value of a field which has the INTEGER format to a string such as “ABC”, Encompass will raise an exception.