Loan Size Limit

Starting with release 25.2, all API endpoints that require opening the loan file have been updated to limit read/write operations to loan file sizes less than 40 MB. The following error will be returned if the limit is reached:
EBS-5006 - Loan file size exceeded max limit

The possibility of reaching this limit is very low. However, if you do receive this error, you can still retrieve the loan using the Encompass desktop application.

The supported loan file size limit is different from the gateway response payload limit. No matter the loan file size, Encompass Developer Connect APIs cannot send a response that exceeds 6 MB.

Although uncommon, you may run into a situation where the response payload for a loan PATCH call is greater than the 6 MB limit, but less than 40MB loan file size. In this scenario, the loan will be successfully updated as indicated in the request, however, you will see a 400 "Response exceeds maximum size (6 MB)" error indicating that the response is too large.

Therefore, it is encouraged to compress the response by sending the Accept-Encoding: gzip header in the HTTP request. If the header is present, the response will be compressed using gzip and will include the Content-Encoding: gzip header in the response. You will then decompress the response before processing.

Please note, the compression doesn't always result in dramatic reductions - like shrinking a 35MB file down to 5MB, the savings depend on the content type and if its already in compressed mode (e.g., documents).

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Please note that the loan size limit is different than the API response payload size limit. See API Pagination - Response Payload Size Limit for more details.