**HIDDEN**Lookups

Use the Lookups APIs to search for and return certain types of loan information across the Product and Pricing system. For example, the Standard Product lookup returns all the standard products available for a given user/client.

Response Contracts and Attributes

The following Lookups return data in the format of key-value pairs.

  • Agency Approvals
  • Bankruptcy
  • Citizenship
  • Counties
  • Delivery Types
  • Encompass Elements
  • Foreclosure
  • Investors
  • Lien Position
  • Loan Terms
  • Loan Usage
  • Prepay Penalty Terms
  • Product Options
  • Property Types
  • Property Use
  • Special Products
  • Standard Products

Buydown Type Response

ATTRIBUTEDESCRIPTION
buydownTypeId
integer
BuydownTypeId from the BuydownType table.
descriptionText
string
BuydownType.
displayOrder
integer
DisplayOrder from BuydownType table.

Buydown Contributor Type Response

ATTRIBUTEDESCRIPTION
buydownContributorTypeId
integer
BuydownContributor ID.
descriptionText
string
BuydownContributor.
displayOrder
integer
DisplayOrder from BuydownContributor table.

Client Settings Response

ATTRIBUTEDESCRIPTION
options
object
Options as configured on the EPPS Admin tab > Settings > Options. The Options section is used to manage features on the EPPS Qualify and Summary tabs.
options.skipIncome
boolean
Indicates whether income checking rules are not considered for qualified programs and rates on the Qualify tab.
options.skipAssets
boolean
Indicates whether asset checking rules are not considered for qualified programs and rates on the Qualify tab.
options.allowLock
boolean
Indicates whether the Lock Request button displays at the bottom of the Summary tab. Authorized users may click this button to submit a rate lock request to the lock desk via EPPS.
options.roundCorr
boolean
Indicates whether prices are rounded down by an eighth for loans in the Correspondent channel.
options.roundBroker
boolean
Indicates whether prices are rounded down by an eighth for loans in the Broker channel.
options.noClosingCost
boolean
Indicates whether a No Closing Cost option is displayed on the General tab and EPPS will return the appropriate profit margin or loan level price adjustment (LLPA).
options.flagged
boolean
Indicates whether the Flagged check box on the Qualify tab is selected and flagged programs are included in Qualification results.
options.isMIQuotesEnabled
boolean
Indicates whether MI quotes are enabled.


encompassSettings
object
Encompass Settings as configured in EPPS Admin tab > Settings >Encompass Settings.
encompassSettings.changeEffective
DateOnReLock

boolean
Indicates whether changes to the Effective Date are allowed on re-lock and lock update.
encompassSettings.changeProgram
OnReLock

boolean
Indicates whether loan program changes are allowed on re-Lock and lock update.
encompassSettings.changeAdditional
LoanProg

boolean
Indicates whether selection of additional loan programs are allowed only when current loan program is no longer eligible on re-lock and lock update.


productTypes The product types included in product and pricing results (on the Qualify tab).

Commitment Types Response

ATTRIBUTEDESCRIPTION
commitmentTypeID
integer
Commitment type ID.
description
string
Description of the commitment type. For example, Best Efforts.

Custom Fields Response

ATTRIBUTEDESCRIPTION
newFieldId
integer
Unique identifier of the custom field.
originalFieldId
integer
Unique identifier of the original field.
description
string
Description of the custom field.
type
string
Data type. For example, DROPDOWNLIST.
editable
boolean
Indicates whether the custom field is editable.
hidden
boolean
Indicates whether the custom field is hidden.
masterList
array of strings
Master list of custom fields.

Documentation Types Response

ATTRIBUTEDESCRIPTION
documentationId
integer
Document ID.
documentation
string
Documentation Type. For example, Full, LimitedDocumentation, NoDocumenation, and so on.
income
number
Borrower income.
incomeLevel
string
Indicates the income level. For example, Full Income, Alternative Income, Lite Income, Stated Income, No Income, and so on.
assets
number
assetsLevel
string
Indicates the asset level.
employment
number
employmentLevel
string
Indicates the borrower's level of employment. For example, Employed or Retired, and so on.
displayOrderOrder in which a documentation type is displayed in the drop-down.

Loan Limits Response

ATTRIBUTEDESCRIPTION
limitText
string
limit1
integer
limit2
integer
limit3
integer
limit4
integer
effectiveDate
string
iOrder
integer

LoanLimitsOutput {

Locations Response

ATTRIBUTEDESCRIPTION
city
string
Name of the city within the given zip code.
countyID
integer
County ID.
county
string
County name.
stateID
integer
Number of the state. For example, Alaska = 1, Alabama = 2, Arkansas = 3, and so on.
state
string
Name of the state for given zip code.
abbrev
string
State abbreviation.

Lock Days Response

ATTRIBUTEDESCRIPTION
lockDays
integer
Number of lock days.
virtualLock
integer
Number of virtual lock days.

NOD Types Response

ATTRIBUTEDESCRIPTION
nodTypeID
integer
Notice of Default (NOD) Type ID.
description
string
NOD Type description. For example,
Short Sale ,Foreclosure/Default, Deed in Lieu, and so on.
displayOrder
integer
Order in which the NOD Type is displayed in the drop-down.

Non QM Doc Level Response

ATTRIBUTEDESCRIPTION
nonQMDocLevelTypeId
integer
DocLevelId from the NonQMDocLevelOutput table.
descriptionText
string
Non-QM documentation description.
For example,
24 Months W-2/Tax Returns
12 Months W-2/Tax Returns
24 Months Personal Bank Statements
12 Months Personal Bank Statements
24 Months Business Bank Statements
12 Months Business Bank Statements
displayOrder
integer
Order in which the Non-QM documentation is displayed in the drop-down.

States Response

ATTRIBUTEDESCRIPTION
stateID
integer
Number of the state. For example, Alaska = 1, Alabama = 2, Arkansas = 3, and so on.
state
string
Name of state available for the user/client.
abbreviation
string
State abbreviation.