V1 Contracts

Applications Contract Attributes

The following attributes define the applications object in the Loan Object.

ATTRIBUTEDESCRIPTION
alimonyChildSupportObligationIndicator
boolean
True indicates that the borrower has alimony or child support obligations.
altId
string
applicantType
string
bankruptcyIndicator
boolean
True indicates that the borrower has a prior bankruptcy.
birthDate
string
The borrower's date of birth. For example, 2017-07-10T16:20:42.219Z
borrowedDownPaymentIndicator
boolean
True indicates that the borrower has a prior bankruptcy.
coMakerEndorserOfNoteIndicator
boolean
declarationsJIndicator
boolean
declarationsKIndicator
boolean
dependentCount
string
The number of dependents.
dependentsAgesDescription
string
The age of the borrower's dependants. Type each age separated by a comma.
equifaxCreditScoreRanksPercent
equifaxDatePulled
string
Date the credit report was generated. For example, 2017-07-10T16:20:42.219Z.
equifaxScore
string
The borrower's credit score as reported by Equifax/BEACON.
experianCreditScore
string
The borrower's credit score as reported by Experian/FICO.
experianCreditScoreRanksPercent
experianDatePulled
string
Date the credit report was generated.For example, 2017-07-10T16:20:42.219Z.
emailAddressText
string
The borrowers email address.
firstName
string
The borrower's first name.
hmdaAfricanAmericanIndicator
boolean
True indicates the borrower's race is African American.
hmdaAmericanIndianIndicator
boolean
True indicates the borrower's race is American Indian.
hmdaAsianIndicator
boolean
True indicates the borrower's race is African American.
hmdaEthnicityType
string
hmdaGenderType
string
hmdaNotApplicableIndicator
boolean
hmdaNotProvidedIndicator
boolean
hmdaPacificIslanderIndicator
boolean
True indicates the borrower's race is Pacific Islander.
hmdaRefusalIndicator
boolean
True indicates the borrower declined to provide information about gender and ethnicity.
hmdaWhiteIndicator
boolean
True indicates the borrower's race is Caucasion.
homeownerPastThreeYearsIndicator
boolean
True indicates the borrower has owned a home over the past 3 years.
homePhoneNumber
string
The borrower's home phone number.
intentToOccupyIndicator
boolean
True indicates the borrower intends to occupy the house.
lastName
string
The borrower's last name.
loanForeclosureOrJudgementIndicator
boolean
True indicates the borrower has had a foreclosure.
mailingAddressSameAsPresentIndicator
boolean
True indicates the borrower's race is Caucasion.
maritalStatusType
string
Marital status of the borrower.
middleName
string
The borrower's middle name.
mobilePhone
string
The borrower's mobile phone number.
noCoApplicantIndicator
boolean
True indicates the borrower is applying for the loan without a co-borrower.
otherSumAmount
outstandingJudgementsIndicator
boolean
True indicates the borrower has had a judgement against him/her.
partyToLawsuitIndicator
boolean
True indicates the borrower is involved in a lawsuit.
presentlyDelinquentIndicator
boolean
True indicates the borrower is currently delinquent on an existing loan.
priorPropertyTitleType
string
priorPropertyUsageType
string

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propertyForeclosedPastSevenYearsIndicator
boolean
True indicates the borrower has had a foreclosure within the last seven years.
schoolingTermYears
string
The number of years of school completed by the borrower.
subtotalLiquidAssetsMinusGiftAmount The borrower's liquid assets excluding the gift amount.
suffixToName
string
The borrower's suffix, for example: Jr, Sr, 3rd.
taxIdentificationIdentifier
string
The Federal Tax Identification Number or the EIN (Employee Identification Number).
estimatedCreditScore
string
The borrower's estimated credit score.
transUnionDatePulled
string
Date the credit report was generated. For example, 2017-07-10T16:20:42.221Z
transUnionScore
string
The borrower's credit score as reported by Trans Union/Empirica.
transUnionCreditScoreRanksPercent
totalLiabilitiesBalanceAmount
totalMonthlyIncomeMinusNetRentalAmount
totalPresentHousingExpenseAmount Total monthly housing expenses.
vaFederalTaxAmount