Applications Contract Attributes
The following attributes define the applications object in the Loan Object.
| ATTRIBUTE | DESCRIPTION |
|---|---|
| alimonyChildSupportObligationIndicator boolean | True indicates that the borrower has alimony or child support obligations. |
| altId string | |
| applicantType string | |
| bankruptcyIndicator boolean | True indicates that the borrower has a prior bankruptcy. |
| birthDate string | The borrower's date of birth. For example, 2017-07-10T16:20:42.219Z |
| borrowedDownPaymentIndicator boolean | True indicates that the borrower has a prior bankruptcy. |
| coMakerEndorserOfNoteIndicator boolean | |
| declarationsJIndicator boolean | |
| declarationsKIndicator boolean | |
| dependentCount string | The number of dependents. |
| dependentsAgesDescription string | The age of the borrower's dependants. Type each age separated by a comma. |
| equifaxCreditScoreRanksPercent | |
| equifaxDatePulled string | Date the credit report was generated. For example, 2017-07-10T16:20:42.219Z. |
| equifaxScore string | The borrower's credit score as reported by Equifax/BEACON. |
| experianCreditScore string | The borrower's credit score as reported by Experian/FICO. |
| experianCreditScoreRanksPercent | |
| experianDatePulled string | Date the credit report was generated.For example, 2017-07-10T16:20:42.219Z. |
| emailAddressText string | The borrowers email address. |
| firstName string | The borrower's first name. |
| hmdaAfricanAmericanIndicator boolean | True indicates the borrower's race is African American. |
| hmdaAmericanIndianIndicator boolean | True indicates the borrower's race is American Indian. |
| hmdaAsianIndicator boolean | True indicates the borrower's race is African American. |
| hmdaEthnicityType string | |
| hmdaGenderType string | |
| hmdaNotApplicableIndicator boolean | |
| hmdaNotProvidedIndicator boolean | |
| hmdaPacificIslanderIndicator boolean | True indicates the borrower's race is Pacific Islander. |
| hmdaRefusalIndicator boolean | True indicates the borrower declined to provide information about gender and ethnicity. |
| hmdaWhiteIndicator boolean | True indicates the borrower's race is Caucasion. |
| homeownerPastThreeYearsIndicator boolean | True indicates the borrower has owned a home over the past 3 years. |
| homePhoneNumber string | The borrower's home phone number. |
| intentToOccupyIndicator boolean | True indicates the borrower intends to occupy the house. |
| lastName string | The borrower's last name. |
| loanForeclosureOrJudgementIndicator boolean | True indicates the borrower has had a foreclosure. |
| mailingAddressSameAsPresentIndicator boolean | True indicates the borrower's race is Caucasion. |
| maritalStatusType string | Marital status of the borrower. |
| middleName string | The borrower's middle name. |
| mobilePhone string | The borrower's mobile phone number. |
| noCoApplicantIndicator boolean | True indicates the borrower is applying for the loan without a co-borrower. |
| otherSumAmount | |
| outstandingJudgementsIndicator boolean | True indicates the borrower has had a judgement against him/her. |
| partyToLawsuitIndicator boolean | True indicates the borrower is involved in a lawsuit. |
| presentlyDelinquentIndicator boolean | True indicates the borrower is currently delinquent on an existing loan. |
| priorPropertyTitleType string | |
| priorPropertyUsageType string . . | |
| propertyForeclosedPastSevenYearsIndicator boolean | True indicates the borrower has had a foreclosure within the last seven years. |
| schoolingTermYears string | The number of years of school completed by the borrower. |
| subtotalLiquidAssetsMinusGiftAmount | The borrower's liquid assets excluding the gift amount. |
| suffixToName string | The borrower's suffix, for example: Jr, Sr, 3rd. |
| taxIdentificationIdentifier string | The Federal Tax Identification Number or the EIN (Employee Identification Number). |
| estimatedCreditScore string | The borrower's estimated credit score. |
| transUnionDatePulled string | Date the credit report was generated. For example, 2017-07-10T16:20:42.221Z |
| transUnionScore string | The borrower's credit score as reported by Trans Union/Empirica. |
| transUnionCreditScoreRanksPercent | |
| totalLiabilitiesBalanceAmount | |
| totalMonthlyIncomeMinusNetRentalAmount | |
| totalPresentHousingExpenseAmount | Total monthly housing expenses. |
| vaFederalTaxAmount |