Disclosure Tracking 2015 Attributes
| ATTRIBUTE | DESCRIPTION |
|---|---|
| id string | Unique identifier of the Disclosure Tracking 2015 record. |
| alerts object | Information about disclosure tracking alerts. Alerts are notifications that indicate an event has occurred, is pending, or is due. |
| alerts.id string | Unique identifier of the alert. |
| alerts.dueDate string($date-time) | The due date of the alert. |
| alerts.followedUpDate string($date-time) | The most recent followed up date of the record. |
| alerts.role object | Indicates the details of the role that the alert is intended for. |
| alerts.role.entityId string | Unique identifier of the role the alert is intended for. |
| alerts.role.entityType string | Type of the entity - role. |
| alerts.role.entityName string | Name of the role. |
| alerts.role.entityUri string | URI of the role |
| alerts.user object | Indicates the details of the user that the alert is intended for. |
| alerts.user.entityId string | Unique identifier of the user the alert is intended for. |
| alerts.user.entityType string | Type of the entity - user |
| alerts.user.entityName string | Name of the User. |
| alerts.user.entityUri string | URI of the user. |
| borrowerPair object | Object containing the following borrower pair attributes. |
| borrowerPair.entityId string | The applicationId for the borrower Pair for which the DT record is created |
| borrowerPair.entityType string | Type of the entity - Application |
| borrowerPair.entityUri string | URI of the application/ borrower pair. For example: /v1/loans/d6e4477e-fd79-45d2-928e-9fac543cffa0/applications/borrower_2 |
| commentList object | Object containing comments for this disclosure. |
| commentList.id string | Unique identifier of the comment. |
| commentList.addedBy object | Object containing information about the Encompass user who added the comment. |
| commentList.addedBy.entityId string | Encompass user ID of the person who added the comment. |
| commentList.addedBy.entityType string | The type of user who added the comment. |
| commentList.addedBy.entityName string | Name of the user who added the comment. |
| commentList.addedBy.entityUri string | Location of the user who added the comment. |
| commentList.comments string | The text portion of the comments |
| commentList.date string($date-time) | The date and time that the comment was added. |
| commentList.forRole | The details of the role that the comment is intended for. |
| commentList.forRole.entityId string | Unique identifier of the role that the comment is intended for. |
| commentList.forRole.entityType string | Type of the entity - role |
| commentList.forRole.entityName string | Name of the role. |
| commentList.forRole.entityUri string | URI of the role. |
| commentList.isInternal boolean | Indicates whether the comment is for internal personnel. |
| commentList.reviewedBy string | Name of the person who reviewed the comment. |
| commentList.reviewedBy.entityId string | Encompass user ID of the person who reviewed the comment. |
| commentList.reviewedBy.entityType string | Type of entity - User. |
| commentList.reviewedBy.entityName string | Encompass user who reviewed the comment. |
| commentList.reviewedBy.entityUri string | Location of the user who reviewed the comment. |
| commentList.reviewedDate string($date-time) | Date the comment was reviewed. |
| comments string | List of comments |
| containCD boolean | Indicates if the disclosure tracking log contains Closing Disclosures |
| containLE boolean | Indicates if the disclosure tracking log contains Closing Disclosures. |
| dateUtc string($date-time) | Date and time in UTC that the record was created. |
| disclosedBy object | Object containing information about the Encompass user who sent the disclosure to the borrower. |
| disclosedBy.entityId string | Unique identifier of the user who sent the disclosure. |
| disclosedBy.entityType string | Type of entity - User |
| disclosedBy.entityName string | Name of the user |
| disclosedBy.entityUri string | URI of the user. For example, "/v1/company/users/testuser" |
| disclosedMethod string | The method by which the borrower received the disclosure. Possible values are: - U.S. Mail - In Person - Phone - Signature - Other |
| disclosedMethodOther string | Description of Other, if the borrowerDisclosedMethod is Other. |
| disclosureCreatedDate string($date-time) | The date and time in UTC that the disclosure was created. |
| eDisclosure object | The eDisclosure object |
| eDisclosure.applicationPackageIndicator boolean | Indicates if it is an application package. |
| eDisclosure.approvalPackageIndicator boolean | Indicates if the package is approved |
| eDisclosure.borrowerAcceptConsentDate string($date-time) | The time and date that the borrower accepted the consent request. |
| eDisclosure.borrowereSignedDate string($date-time) | The time and date that the borrower e-signed the eDisclosure package consent. |
| eDisclosure.borrowerRejectConsentDate string($date-time) | The time and date that the borrower rejected the consent request. |
| eDisclosure.borrowerViewConsentDate string($date-time) | The time and date that the borrower viewed the consent request |
| eDisclosure.borrowerViewMessageDate string($date-time) | The time and date that the borrower viewed the message. |
| eDisclosure.borrowerWetSignedDate string($date-time) | The time and date that the borrower wet-signed the package |
| eDisclosure.coborrowerAcceptConsentDate string($date-time) | The time and date that the co-borrower accepted the consent |
| eDisclosure.coborrowereSignedDate string($date-time) | The time and date that the co-borrower e-signed the eDisclosure package consent. |
| eDisclosure.coborrowerRejectConsentDate string($date-time) | The time and date that the co-borrower rejected the consent request. |
| eDisclosure.coborrowerViewConsentDate string($date-time) | The time and date that the co-borrower viewed the consent request |
| eDisclosure.coborrowerViewMessageDate string($date-time) | The time and date that the co-borrower viewed the message. |
| eDisclosure.coborrowerWetSignedDate string($date-time) | The time and date that the co-borrower wet-signed the package |
| eDisclosure.consentPdf string | Consent PDF associated with the eDisclosure package. |
| eDisclosure.disclosedMessage string | The disclosed message |
| eDisclosure.lockPackageIndicator boolean | Indicates if the package is locked |
| eDisclosure.manualFulfillmentComment string | Comment added at the time of manual fulfillment. |
| eDisclosure.manualFulfillmentDate string($date-time) | The time and date that the eDisclosure package was manually fulfilled. |
| eDisclosure.manualFulfillmentMethod string | Manual fulfillment method of the package. |
| eDisclosure.manuallyFulfilledBy string | The name of the user who manually fulfilled the package. |
| eDisclosure.packageCreatedDate string($date-time) | The time and date that the package was created. |
| eDisclosure.packageId string | Unique identifier of the package. |
| eDisclosure.packageViewableFile string | File name where the package can be viewed. |
| eDisclosure.threeDayPackageIndicator boolean | Indicates if it is a three day package |
| eDisclosure.borrowerName string | Name of the borrower that the package is intended for. |
| eDisclosure.borrowerEmail string | Email address of the borrower. |
| eDisclosure.borrowerAuthenticatedDate string($date-time) | Time and date that the borrower authenticated |
| eDisclosure.borrowerAuthenticatedIP string | IP Address that the borrower was on while authenticating |
| eDisclosure.borrowerAcceptConsentIP string | IP Address that the borrower was on while accepting eConsent |
| eDisclosure.borrowerRejectConsentIP string | IP Address that the borrower was on while rejecting eConsent |
| eDisclosure.borrowereSignedIP string | IP Address that the borrower was on while signing |
| eDisclosure.coborrowerName string | Name of co-borrower |
| eDisclosure.coborrowerEmail string | Email address of the co-borrower |
| eDisclosure.coborrowerAuthenticatedDate string($date-time) | Time and date that the co-borrower authenticated |
| eDisclosure.coborrowerAuthenticatedIP string | IP Address that the co-borrower was on while authenticating |
| eDisclosure.coborrowerAcceptConsentIP string | IP Address that the co-borrower was on while accepting eConsent |
| eDisclosure.coborrowerRejectConsentIP string | IP Address that the co-borrower was on while rejecting eConsent |
| eDisclosure.coborrowereSignedIP string | IP Address that the co-borrower was on while e-signing Consent |
| eDisclosure.borrowerLoanLevelConsent string | Borrower’s loan level consent details |
| eDisclosure.coborrowerLoanLevelConsent string | Co-borrower’s loan level consent details |
| eDisclosure.lOName string | Name of the Loan Officer |
| eDisclosure.lOViewMessageDate string($date-time) | The time and date that the LO viewed the message |
| eDisclosure.lOeSignedDate string($date-time) | The time and date that the LO e-signed |
| eDisclosure.lOeSignedIP string | The IP Address that the Loan Officer was on when e-signing |
| eDisclosure.borrowerDocumentViewedDate string($date-time) | The time and date that the borrower viewed the document |
| eDisclosure.coborrowerDocumentViewedDate string($date-time) | The time and date that the co-borrower viewed the document |
| forms array | List of forms associated with the disclosure tracking record. |
| forms.id string | Unique Identifier of the form |
| forms.formName string | Name of the form |
| forms.formType string | Type of form. |
| fulfillmentOrderedBy object | Details of user who ordered fulfillment |
| fulfillmentOrderedBy.entityId string | Unique identifier of the User who ordered fulfillment |
| fulfillmentOrderedBy.entityType string | Type of entity - User |
| fulfillmentOrderedBy.entityName string | Name of the user. |
| fulfillmentOrderedBy.entityUri string | URI of the user |
| fulfillmentProcessedDate string($date-time) | Date and Time that the fulfillment was processed on |
| lockedDisclosedAPRField string | Locked Disclosed APR amount |
| lockedDisclosedByField string | User who locked and disclosed |
| lockedDisclosedFinanceChargeField string | Locked and disclosed Finance Charge |
| lockedDisclosedReceivedDate string($date-time) | Date and time that the locked and disclosed package was received |
| receivedDate string($date-time) | Date and time that the package was received on |
| disclosureType string | Type of disclosure. Possible values include: - Initial - Revised * Final |
| leReason object | Object containing information that describes the purpose of a revised disclosure. |
| leReason.isChangedCircumstanceSettlementCharges boolean | Indicates whether the change was due to Settlement Charges. |
| leReason.isChangedCircumstanceEligibility boolean | Indicates whether the change was due to Eligibility. |
| leReason.isRevisionsRequestedByConsumer boolean | Indicates whether the change was due to Revisions Requested By the Consumer. |
| leReason.isInterestRateDependentCharges boolean | Indicates whether the change was due to Interest Rate Dependent Charges . |
| leReason.isExpiration boolean | Indicates whether the change was due to Expiration. |
| leReason.isDelayedSettlementOnConstructionLoans boolean | Indicates whether the change was due to Delayed settlement on construction loans. |
| leReason.isOther boolean | Indicates whether the change was due to Other reasons. |
| leReason.otherDescription string | Description of Other reasons. |
| cdReason object | Object containing information that describes the purpose of a revised disclosure. |
| cdReason.isChangeInAPR boolean | Indicates whether the change was due to Change in APR. |
| cdReason.isChangeInLoanProduct boolean | Indicates whether the change was due to Change in Loan Product. |
| cdReason.isPrepaymentPenaltyAdded boolean | Indicates whether the change was due to Prepayment Penalty Added. |
| cdReason.isChangeInSettlementCharges boolean | Indicates whether the change was due to Settlement Charges. |
| cdReason.is24HourAdvancePreview boolean | Indicates whether the change was due to 24-hour Advanced Preview. |
| cdReason.isToleranceCure boolean | Indicates whether the change was due to Revisions Requested By the Customer. |
| cdReason.isClericalErrorCorrection boolean | Indicates whether the change was due to Clerical Error Correction. |
| cdReason.isChangedCircumstanceEligibility boolean | Indicates whether the change was due to Eligibility. |
| cdReason.isInterestRateDependentCharges boolean | Indicates whether the change was due to Interest Rate Dependent Charges . |
| cdReason.isRevisionsRequestedByConsumer boolean | Indicates whether the change was due to Revisions Requested By the Consumer. |
| cdReason.isOther boolean | Indicates whether the change was due to Other reasons. |
| cdReason.otherDescription string | Description of Other reasons. |
| useForUcdExport Boolean | Indicates whether the Closing Disclosure is selected as the disclosure to send for UCD (Uniform Closing Dataset) to Fannie Mae or Freddie Mac. |
| changeInCircumstance string ($date-time) | Date of the changes in circumstance was received. |
| changeInCircumstanceComments string | Description of the change in circumstance. |
| intentToProceed object | Object containing information about the borrower's intention to proceed with the loan. |
| intentToProceed.intent boolean | Indicates whether the previously disclosed Loan Estimate is about to expire, but the borrower intends to continue with the loan. This is set to true when the initial Loan Estimate is sent. |
| intentToProceed.date string($date-time) | Date when you determine that the borrower intends to continue with the loan. This field is populated from the Received Date (field 3197) in the Intent to Proceed section on the Loan Estimate Page 1. |
| intentToProceed.receivedBy string | Encompass User ID of the user who received the borrower's Intent to Proceed. |
| intentToProceed.receivedMethod string | The method by which the Intent to Proceed was received. Possible values are: - U.S. Mail - In Person - Phone - Signature - Other |
| intentToProceed.receivedMethodOther string | Description of Other, if the intentToProceed.receivedMethod is Other. |
| intentToProceed.comments string | Any comments applied to the disclosure. |
| borrowerDisclosedMethod string | The method by which the borrower received the disclosure. Possible values are: - U.S. Mail - In Person - Phone - Signature - Other |
| borrowerDisclosedMethodOther string | Description of Other, if the borrowerDisclosedMethod is Other. |
| borrowerPresumedReceivedDate string($date-time) | Presumed date the borrower received the disclosure. |
| borrowerActualReceivedDate string($date-time) | The actual date the borrower received the disclosure. |
| coborrowerDisclosedMethod string | The method by which the co-borrower received the disclosure. Possible values are: - U.S. Mail - In Person - Phone - Signature - Other |
| coborrowerDisclosedMethodOther string | Description of Other, if the borrowerDisclosedMethod is Other. |
| coborrowerPresumedReceivedDate string($date-time) | Presumed date the co-borrower received the disclosure. |
| coborrowerActualReceivedDate string($date-time) | The actual date the co-borrower received the disclosure. |
| snapshotFields object | Object containing the loan snapshot information. A loan snapshot provides key loan fields that were disclosed to the borrower. |
| snapshotFields.entityId string | Unique Identifier of the snapshot for the log |
| snapshotFields.entityType string | Type of entity - Snapshot |
| snapshotFields.entityName string | Name of entity - snapshot |
| snapshotFields.entityUri string | URI of the snapshot |
| borrowerType string | Type of borrower. Possible values include: - Individual - Co-signer - Title only - Non title spouse - Trustee - Title only trustee - Settlor trustee - Settlor - Title only settler trustee - Officer |
| coborrowerType string | Type of co-borrower. Possible values include: - Individual - Co-signer - Title only - Non title spouse - Trustee - Title only trustee - Settlor trustee - Settlor - Title only settler trustee - Officer |
| applicationDate string($date-time) | The date the loan application was received by the Loan Originator. |
| disclosedAPR string | The calculated annual percentage rate for the loan that was last disclosed to the borrower. If the difference between the Disclosed APR and the Current APR is greater than .125 (above or below) for a Conventional loan or greater that .25 (above or below) for an ARM loan, an alert will notifying you that the new APR must be disclosed to the borrower. |
| financeCharge string | The total finance charge over the life of the loan. |
| loanProgram string | The Loan Program associated with the loan. |
| loanAmount number($double) | Amount of the loan. |
| propertyAddress object | Object containing information about the subject property. The subject property is the property for which the loan is being obtained. |
| propertyAddress.city string | The city in which the subject property is located. |
| propertyAddress.state string | The state in which the subject property is located. |
| propertyAddress.street1 string | The street address of the subject property. |
| propertyAddress.street2 string | The street address of the subject property. |
| propertyAddress.zip string | The zip code in which the subject property is located. |
| dateAdded string($date-time) | Date and time that the log was added |
| disclosedDate string($date-time) | Date and time that the package |
| disclosureMethod string | Method of disclosure |
| lockedBorrowerPresumedReceivedDate string($date-time) | The date and time that is presumed to be the locked borrower's received date. |
| lockedBorrowerType string | Type of locked borrower. |
| lockedCoborrowerPresumedReceivedDate string($date-time) | The date and time that is presumed to be the locked co-borrower's received date. |
| lockedCoborrowerType string | Type of locked co-borrower. |
| disclosedMethodName string | Name of disclosed method. |
| lenderTotalPaidOriginatorAmount number($double) | Total Paid Amount to Originator by Lender. |
| loanPurchaseCredit object | Object containing information that defines the type of credit and amount of credit. |
| loanPurchaseCredit.type string | Type of Purchase credit. |
| loanPurchaseCredit.amount number($double) | Amount of Purchase credit. |
| loanClosingCost object | Closing cost details of the loan. |
| loanClosingCost.lenderCredits string | The combined total of Lender credits. |
| loanClosingCost.totalFeeAmount2015 string | The combined total of Lender credits from line l entries in the Details of Transaction on the 2015 Itemization. |
| loanClosingCost.stdLegalLimit3 string | |
| loanClosingCost.totalLoanCost2 string | Combined total cost of loan. |
| loanClosingCost.totalOtherCost2 string | Combined total of other costs. |
| loanClosingCost.borrowerClosingCostAtClosing2 string | The combined total of Borrower fees from the loanClosingCost.totalLoanCost2 and loanClosingCost.totalOtherCost2 due at closing. |
| loanClosingCost.lenderCredits2 string | Total amount of all the credit adjustments you want applied to the origination charge. |
| loanClosingCost.gfe800BorPaidAmount number($double) | The total of all borrower-paid origination charges. |
| loanClosingCost.gfe1200BorPaidAmount number($double) | The total amount paid by the borrower. |
| loanClosingCost.section1000BorrowerTotalPaidAmount number($double) | The total of all closing costs recorded. |
| loanClosingCost.financed string | The closing costs financed as disclosed on the Closing Disclosure. |
| loanEstimate object | Information about the loan estimate. |
| loanEstimate.loanProduct string | The product for the Loan Program. |
| loanEstimate.totalLoanCosts2 string | The total estimated closing costs for the loan. |
| loanEstimate.totalOtherCosts2 string | The total estimated other closing costs for the loan. |
| loanEstimate.totalLoanAndOtherCosts2 string | Combined estimate for closing and other costs for the loan. |
| loanEstimate.unroundedTotalLoanCosts2 string | Total loan cost (unrounded). |
| loanEstimate.unroundedTotalOtherCosts2 string | Total other loan costs (unrounded). |
| purchasePriceAmount number($double) | The purchase price of the subject property. |
| disclosedSalesPrice string | Sales price of the subject property. |
| loanFeesCityTaxBorPaidAmount number($double) | The amount paid in advance by the seller that the borrower will reimburse. |
| loanFeesStateTaxBorPaidAmount number($double) | |
| loanGFEAgregateAdjustment string | |
| loanGFEGovernmentRecordingCharges string | Taxes and other government fees. |
| loanSection1000SellerPaidTotalAmount number($double) | The seller credits as disclosed on the Closing Disclosure. |
| loanAdjustmentsOtherCredits string | The adjustments and other credits as shown on the most recently disclosed Loan Estimate. |
| loanDownPayment string | The down payment/funds from the borrower as shown on the most recently disclosed Loan Estimate. |
| loanFundsForBorrower string | The funds for the borrower as shown on the most recently disclosed Loan Estimate. |
| loanLineItemAmount number($double) | |
| loanRefinanceIncludingDebtsToBePaidOffAmount number($double) | If this is a refinance loan, the total liens and other debts to be paid from the loan proceeds. |
| loanSellerCreditAmount number($double) | The seller credits as disclosed on the Closing Disclosure. |
| loanTotalClosingCosts string | The combined borrower-paid Closing Costs Subtotals (D+I) minus the Lender Credits. |
| disclosedDailyInterest string | The daily interest amount listed on the latest disclosure sent to the borrower. |
| appliedCureAmount number($double) | The applied cure amount. |
| lenderCompensationCreditAmount2 string | Amount of the lender compensation to the broker. |
| line802LOCompAdditionalAmount1 string | Credit adjustment you want applied toward the lender-paid originator compensation. |
| line802LOCompAdditionalAmount2 string | Amount of the additional origination credit for receiving a specified interest rate. |
| chargesThatCannotDecreaseItemization9 string | . |
| chargesThatCannotIncreaseItemization13 string | The fee from the line item from the 2015 Itemization for services that the borrower is allowed to shop for, but has opted not to shop for, and that is marked as Paid to Seller or Paid to Other currently listed on the 2015 Itemization. |
| chargesCannotIncrease10Itemization34 string | |
| chargesThatCannotDecreaseLE7 string | For fees that cannot increase, the difference between the two amounts when the fees currently listed on the 2015 Itemization exceeds the total for fees listed in the LE Baseline's Itemization snapshot. |
| chargesThatCannotIncreaseLE11 string | The fee from the line item from the 2015 Itemization for services that the borrower is allowed to shop for, but has opted not to shop for, and that is marked as Paid to Seller or Paid to Other from the Loan Estimate that is being used to populate the Baseline values in this section. |
| changesReceivedDate string($date-time) | The date is automatically entered when the Changed Circumstances check box is selected. Type or select another date if needed. |
| revisedDueDate string($date-time) | Date on which a revised Loan Estimate is due to be sent to the borrower. The Loan Estimate must be redisclosed to the borrower within 3 business days of the Changes Received Date. |
| numberOfDisclosureDocs integer($int32) | Number of disclosure documents. |
| lockedDisclosedDateField string($date-time) | The date when the rate locked is set for the loan. |
| lockedIntentReceivedByField string | |
| lockedDisclosedDailyInterestField string | The daily interest amount listed on the latest disclosure sent to the borrower. |
| fulfillmentProcessedDateCoborrower string($date-time) | Status section are auto-populated with the date on which the borrower and co-borrower (if applicable) access, accept, reject, or electronically sign the eDisclosure package |
| fulfillmentOrderedByCoborrower string | |
| automaticFulfillmentServiceName string | Name of the fulfillment service. |
| presumedFulfillmentDate string($date-time) | The presumed date the borrower will receive the package |
| actualFulfillmentDate string($date-time) | Actual date the borrower received the eDisclosure package. |
| cureAppliedToLenderCredit string | The cure applied to lender credit. |
| cureAppliedToPrincipalReduction string | The applied cure amount. |
| updatedDateUtc string($date-time) | |
| eDSRequestGuid string | |
| linkedGuid string | |
| cDDateIssued string | The date that the closing disclosure was issued. |
| closingDate string | The closing date. |
| actualLELoanAmountFromLatestRec string | The loan amount as shown on the most recently disclosed Loan Estimate. |
| actualLECD3TotalClosingCostJFromLatestRec string | The loan amount as shown on the most recently disclosed Loan Estimate. |
| actualLECD3TotalPayoffsAndPaymentsKFromLatestRec string | The total payoffs and payments as shown on the most recently disclosed Loan Estimate. |
| actualSTDLETotalClosingCostJFromLatestRec string | The loan amount as shown on the most recently disclosed Loan Estimate. |
| actualSTDLEClosingCostFinancedFromLatestRec string | The closing costs financed as shown on the most recently disclosed Loan Estimate. |
| actualSTDLEDepositFromLatestRec string | The deposit as shown on the most recently disclosed Loan Estimate. |
| actualSTDLEFundForBorrowerFromLatestRec string | The funds for the borrower as shown on the most recently disclosed Loan Estimate.</ |
| actualSTDLESellerCreditsFromLatestRec string | The seller credits as shown on the most recently disclosed Loan Estimate. |
| actualSTDLEAdjustmentAndOtherCreditsFromLatestRec string | The adjustments and other credits as shown on the most recently disclosed Loan Estimate. |
| sTDAdjustmentAndOtherCreditsRemark string | |
| logIndicators array of strings | Possible values are: Disclosed, DisclosedAPRLocked, DisclosedByLocked, DisclosedFinanceChargeLocked, DisclosedReceivedDateLocked, Locked, WetSignedIndicator, PrepaymentPenalty, FileAttachmentsMigrated, ContainSafeHarbor, ProviderListSent, DisclosedForCD, DisclosedForLE, BorrowerPresumedDateLocked, BorrowerTypeLocked, CoborrowerPresumedDateLocked, CoborrowerTypeLocked, BrokerDisclosed, ManuallyCreated, IntentReceivedByLocked, DisclosedDailyInterestLocked, BorrowerLoanLevelConsentMapForCC, CoborrowerLoanLevelConsentMapForCC |
| lineIndicators array of strings | Possible values are: Line907Property2015, Line908Property2015, Line909Property2015, Line910Property2015, Line911Property2015, Line912Property2015, Line907Insurance2015, Line908Insurance2015, Line909Insurance2015, Line910Insurance2015, Line911Insurance2015, Line912Insurance2015, Line907Taxes2015, Line908Taxes2015, Line909Taxes2015, Line910Taxes2015, Line911Taxes2015, Line912Taxes2015 |
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