V3 Contracts

Disclosure Tracking Response Contract

The following objects and attributes make up the Disclosure Tracking Settings response contract.

ATTRIBUTEDESCRIPTION
DisclosureTrackingSettingContract
object
Object containing Disclosure Tracking settings.
DisclosureTrackingSettingContract.
disclosureTracking2010Forms

Array[EntityReferenceContract]
The 2010 forms that are tracked in the Disclosure Tracking tool.
DisclosureTrackingSettingContract.
disclosureTracking2015Forms

Array[EntityReferenceContract]
The 2015 forms that are tracked in the Disclosure Tracking tool.
DisclosureTrackingSettingContract.
disclosureRecordingTriggers

Array[string]
Describes how disclosure history entries are added to the Disclosure Tracking tool.
DisclosureTrackingSettingContract.
saveDisclosureCopy

Array[string]
Defines whether Encompass is to save a local copy of a disclosure document when it is printed or sent electronically from within the eFolder.
DisclosureTrackingSettingContract.
complianceTimeCalculations
ComplianceTimeCalculationsContract
Indicates whether the day when a disclosure is sent is included when calculating the Compliance Timeline.
DisclosureTrackingSettingContract.
changedCircumstances

Array[string]
Indicates whether fee level disclosures are required to indicate a changed circumstance reason for each revised fee prior to sending a revised disclosure.


EntityReferenceContract
object
Entity details.
EntityReferenceContract.entityId
string
Unique identifier of the entity.
EntityReferenceContract.entityName
string
Name of the entity.
EntityReferenceContract.entityUri
string
URI of the entity.
EntityReferenceContract.entityType
string
Type of entity.


ComplianceTimeCalculationsContract
object
Details about the compliance timeline calculation for RESPA-TILA and GFE/TIL.
ComplianceTimeCalculationsContract.
respaTila

RespaTilaContract
Details about the compliance timeline calculation for RESPA-TILA.
ComplianceTimeCalculationsContract.
gfeTil

GfeTilContract
Details about the compliance timeline calculation for GFE/TIL.


RespaTilaContract
object
Details about the compliance timeline calculation for RESPA-TILA.
RespaTilaContract.initialDisclosureDue
DateSetting

DisclosureDueDateSettingContract
Details about the Initial Disclosure Due Date settings.
RespaTilaContract.reDisclosureDue
DateSetting

ReDisclosureDueDateSettingContract
Details about the Redisclosure Due Date settings.
RespaTilaContract.closingCostsExpiration
ClosingCostsExpirationContract
Details about the Closing Costs Expiration settings.


GfeTilContract
object
Details about the compliance timeline calculation for GFE/TIL.
GfeTilContract.earliestClosingDateSetting
EarliestClosingDateSettingContract
Details about the Initial Disclosure Due Date settings.
GfeTilContract.gfeExpirationDateSetting
GfeExpirationDateSettingContract
Details about the Closing Costs Expiration settings.


DisclosureDueDateSettingContract
object
Whether to include the Application Date when calculating the Initial Disclosure.
DisclosureDueDateSettingContract.
includeApplicationDate

boolean
Whether the Application Date (field ID 3142; the day when the 2010 GFE is received with all of the required fields populated or the day when the Loan Estimate is received with all of the required fields populated) is included when calculating the 2010 GFE's Initial Disclosure Due Date (field ID 3143) on the Disclosure Tracking tool.


ReDisclosureDueDateSettingContract
object
Whether to include the Application Date when calculating the Initial Disclosure or LE Due Date.
ReDisclosureDueDateSettingContract.
includeChangedCircumstanceDate

boolean
Whether the Changes Received Date (field ID 3165 or CD1.X62; the day when the changed circumstance is indicated on the 2010 GFE (field ID 3168)) or the Closing Disclosure Page 1 (field ID CD1.X61) is included when calculating the Revised GFE Due Date (field ID 3167) or the Revised CD Due Date (field ID CD1.X63) (i.e., the Changes Received Date is considered Day 1).
ReDisclosureDueDateSettingContract.
leExpirationDays

integer
Whether the Application Date (field ID 3142; the day when the 2010 GFE is received with all of the required fields populated or the day when the Loan Estimate is received with all of the required fields populated) is included when calculating the LE Due date (field ID 3143) on the Disclosure Tracking tool.


ClosingCostsExpirationContract
object
Details about the time of day when the closing costs disclosed on the Loan Estimate expire.
ClosingCostsExpirationContract.time
string
The time of day when the closing costs disclosed on the Loan Estimate expire.
The format is: time: hh:mm
ClosingCostsExpirationContract.timezone
string
The time zone. For example, HawaiiTime, AlaskaTime, PacificTime, ArizonaTime, MountainTime, CentralTime, EasternTime.


EarliestClosingDateSettingContract
object
Details about the Earliest Closing Date Setting.
EarliestClosingDateSettingContract.
includeInitialTilSentBorrowerReceivedDate

boolean
Whether the Initial TIL Sent Date (field ID 3152; the day the first version of the REGZ-TIL is sent to the borrower) or the Revised TIL Borrower Received Date (field ID 3155; the day the revised version of the REGZ-TIL is received by the borrower) is included when calculating the Earliest Closing Date (field ID 3147).


GfeExpirationDateSettingContract
object
Details about the GFE Expiration Date Setting.
GfeExpirationDateSettingContract.
includeInitialGfeSentDate

boolean
Whether the Initial GFE Sent Date (field ID 3148; the day the first version of the GFE is sent to the borrower) is included when calculating the GFE Expiration Date (field ID 3140) on the 2010 GFE.
GfeExpirationDateSettingContract.
gfeExpirationDays

integer
The number of business days for which the GFE will be effective after it is disclosed.