V3 Contracts

Loan Enhanced Conditions API Contracts and Attributes

The following lists each contract used in the Loan Enhanced Conditions APIs and describes all the attributes that make up each contract. All attributes are optional unless otherwise specified.

Enhanced Condition Contract

The following objects and attributes make up the EnhancedConditionContract object.

ATTRIBUTEDESCRIPTION
Id
string
Unique identifier of the condition, which is guaranteed to be unique. For example:
"3AA5BF62-3C0D-46A7-8ADE-03907BE0A5E5"
When you specify a condition in a call, you provide the condition ID. The condition ID can be retrieved from the response header when the condition is created.
conditionType
string
Read-only. Identifies the type of condition. For example, Preliminary, Underwriting, Post-Closing, etc. The value is obtained from the Enhanced Condition template.
title
string
Title or name of the condition. For example, "Income - Personal Tax Returns".
internalId
string
The internal identifier of the condition that will be displayed to Encompass Web users. Alphanumeric, no special characters. For example, "INC0001".
internalDescription
string
The internal description of the condition that will be displayed to Encompass Web users. For example, "Collect signed and dated returns with all pages and schedules".
printDefinitions
Array of strings
Indicates whether the condition should be printed on internal and/ or external documents.
Possible values: "InternalPrint", "ExternalPrint"
externalId
string
The external identifier of the condition that will be displayed to TPO Users. Should be alphanumeric, no special characters to be allowed.
externalDescription
string
The external description of the condition that will be displayed to TPO users. For example, "Provide signed and dated tax returns with all pages and schedules."
source
string
Identifies the source system that created the condition. For example, "Fannie Mae".
application
ApplicationReferenceContract
Identifies the borrower pair associated with this condition. See the ApplicationReferenceContract.
category
string
Identifies the category associated with the condition. Values are defined within Encompass settings and can vary between lenders and investors.
Some example values are:
Assets
Credit
Income
Legal
Misc
Property
priorTo
string
Identifies when the condition is required to be cleared or waived. Values are defined within Encompass settings and can vary between lenders and investors. Example values are:
Approval
Docs
Funding
Closing
* Purchase
recipient
string
Recipient of the condition. For example, "MERS".
Values are defined within Encompass settings and can vary between lenders and investors.
startDate
string
Identifies the date the condition takes effect. For example, 2019-11-24T04:14:30Z
endDate
string
Identifies the date that the condition is no longer required. For example, 2019-12-24T04:14:30Z
requestedFrom
string
Identifies the person or entity that the condition is requested from. For example, "Borrower".
daysToReceive
integer
Number of days the condition is expected to be received.
status
string
RetrieveOnly. Name of the current status type of the condition. For example, "Requested".
statusDate
string
RetrieveOnly. Date and time that the current status was applied (should be stored in GMT timezone). For example, 2019-11-24T04:14:30Z.
statusOpen
boolean
RetrieveOnly. Indicates whether the condition is open or satisfied based on the definition. Read-only.
commentsCount
integer
RetrieveOnly. Total number of comments for the condition.
assignedTo
Array[EntityReferenceContract]
List of documents that the condition is assigned to.
createdBy
entityReferenceContract
The Entity Reference contract describing the user or role who created the condition or document.
createdDate
string
Date and time the condition was created. For example, 2019-11-24T04:14:30Z
lastModifiedBy
EntityReferenceContract
RetrieveOnly. Information about the last modification made to the condition.
lastModifiedDate
string
RetrieveOnly. Date and time the condition was last modified. For example, 2019-11-24T04:14:30Z
isRemoved
boolean
Indicates whether the condition has been removed from the loan.
tracking
Array[TrackingEntryContract]
Tracking Event contract.
comments
Array[LogCommentContract]
Log Comment contract.
definitions
EnhancedConditionDefinitionContract
The Enhanced Condition Definition contract.
sourceOfCondition
string
The source of condition is populated at the time when the enhanced condition is added. The following are available values:

- User
- Manual
- ConditionList
- AutomatedByUser
- FHA
- DUFindings
- EarlyCheckFindings
- LPAFindings
- FHA Findings
- LCLAFindings
- Duplicate
- InvestorDelivery (Service-to-Service only)
- AutomatedByRule (Service-to-Service only)
- PartnerConnect (Service-to-Service only)Duplicate: Duplicate is always set internally when Condition is created with action=duplicateThis is a readOnly attribute for users of Encompass Developer Connect.

Tracking Entry Contract Attributes

The following objects and attributes make up the TrackingEntryContract object.

ATTRIBUTEDESCRIPTION
status
string
Name of the status that was marked as complete.
user
EntityReferenceContract
RetrieveOnly. The Entity Reference contract describing the user or role who marked the status tracking entry.
date
string($date-time)
RetrieveOnly. Date and time at which the status was marked as complete. For example, 2022-01-24T22:11:53.648Z
isChecked
boolean
Required. Used to determine whether to add Tracking entry or remove. If set to true, then Tracking entry will be created. Default is false.

Enhanced Condition Definitions Contract

The following objects and attributes make up the EnhancedConditionDefinitionsContract object.

ATTRIBUTEDESCRIPTION
categoryDefinitions
Array[OptionDefinitionContract]
List of the Category field options for this condition type, condition template, or condition. This field only applies to Enhanced Conditions. See the OptionDefinitionContract.
priorToDefinitions
Array[OptionDefinitionContract]
List of the Prior To field options for this condition type, condition template, or condition. This field only applies to Enhanced Conditions. See the OptionDefinitionContract.
recipientDefinitions
Array[OptionDefinitionContract]
List of the Recipient field options for this condition type, condition template, or condition. This field only applies to Enhanced Conditions. See the OptionDefinitionContract.
sourceDefinitions
Array[OptionDefinitionContract]
List of the Source field options for this condition type, condition template, or condition. This field only applies to Enhanced Conditions. See the OptionDefinitionContract.
trackingDefinitions
Array[TrackingDefinitionContract]
List of the Status Tracking definitions for this condition type, condition template, or condition. This field only applies to Enhanced Conditions.
See the TrackingDefinitionContract.

Option Definition Contract Attributes

The following objects and attributes make up the OptionDefinitionContract object.

ATTRIBUTEDESCRIPTION
name
string
Name of the option that will be displayed in the list or drop-down. For example, "Fulfilled"

Tracking Definition Contract Attributes

The following objects and attributes make up the TrackingDefinitionContract object.

ATTRIBUTEDESCRIPTION
roles
EntityReferenceContract
List of roles that have permission to mark or unmark this status tracking entry. See the EntityReferenceContract.

Log Comment Contract Attributes

The following objects and attributes make up the LogCommentContract object.

ATTRIBUTEDESCRIPTION
id
string
Unique ID associated with the comment. Example: "id": "ade11842-a02f-44d7-8554-5dcb7580e676",
addedby
EntityReferenceContract
Information about the user who added the comment.
comments
string
Comments associated with the condition.
addedDate
string($date-time)
RetrieveOnly. Date and time at which the comment was added. For example, 2022-01-24T22:11:53.648Z
forRole
EntityReferenceContract
The role for which the comment was added. See the EntityReferenceContract.
reviewedBy
EntityReferenceContract
Information about the user who reviewed the comment.
reviewedDate
string($date-time)
RetrieveOnly. Date and time at which the comment was reviewed. For example, 2022-01-24T22:11:53.648Z
isExternal
boolean
Indicates whether the comment can be shown externally.

Entity Reference Contract Attributes

The following attributes make up the EntityReferenceContract object.

ATTRIBUTEDESCRIPTION
entityId
string
Required. Unique identifier of the entity.
entityName
string
RetrieveOnly. Name of the entity.
entityType
string
Possible values are:
User
Role
Condition
Application
Attachment
Document
MilestoneSetting
Milestone